The New York Times: Banking

JULY 30, 2025

Here’s how the central bank’s interest rate stance influences car loans, credit cards, mortgages, savings and student loans.

Financial Institution

MergersCorp M&A International

JULY 19, 2025

Mortgage Interest — Deduction on the first $750,000 of acquisition debt is permanently extended; interest on home equity debt remains non-deductible. Estate Tax Exemption — Increased to $15 million starting in 2026, indexed for inflation.

Debt

Mergers and Inquisitions

DECEMBER 4, 2024

Sports Investment Banking Definition: In sports IB, bankers advise on equity and debt issuances, mergers, acquisitions, and restructuring deals for sports teams and leagues, sports-adjacent technology and services firms, and facilities such as arenas, stadiums, and racetracks. Can teams carry debt? What is Sports Investment Banking?

Investment Banking

Chesapeake Corporate Advisors

NOVEMBER 19, 2024

Private equity groups (PEGs) are active buyers in M&A transactions , accounting for $1.3 The original owner’s minority stake is now worth $30 million (the current value of $150 million multiplied by their 20% investment, assuming all third-party debt has been paid off). trillion in deals in 2023.

Private Equity

CNBC: Investing

JUNE 11, 2025

VTEB YTD mountain Vanguard Tax-Exempt Bond ETF year to date For one, yields are attractive, especially when their tax advantage is taken into account. Income on munis is free of federal tax and, if the bondholder lives in the same state where the bond was issued, exempt from state tax, too.

Portfolio

Lake Country Advisors

OCTOBER 31, 2024

General Partnerships In a general partnership, all partners are responsible for managing the business and are equally liable for debts and legal obligations. For example, general partners may be fully liable for business debts, while limited partners or those in LLPs are protected from personal liability.

Business

Mergers and Inquisitions

JULY 9, 2025

At early-stage companies , the role often involves investor relations and debt/equity fundraising as well, since there may not be separate teams for these. Meanwhile, in Accounting/Controllership, you might spend a lot of time reviewing receivables and payables and determining whether certain spending should be capitalized or expensed.

Corporate Finance

Focus Investment Banking

AUGUST 4, 2025

service and commercial accounts. You know one of the things to, you know, debt is used to essentially supercharge a business particularly in low interest rate environments. How are you thinking about debt versus cash flow to make acquisitions and even if you have the cash flow still taking on debt? It makes sense for us.

Acquisitions

The New York Times: Banking

JUNE 10, 2025

Vought has abandoned and dismissed most of the bureau’s enforcement cases, including major lawsuits against large banks over fraud on their payments apps and deceptive tactics that deprived customers of higher interest rates on their savings accounts. If you spot an error, please let us know at nytnews@nytimes.com. See more on: U.S.

Banking

Software Equity Group

JUNE 25, 2025

We break down due diligence for SaaS companies into six areas of focus: Business Diligence Accounting Diligence Tax Diligence SaaS Diligence Tech Diligence Legal Diligence In this checklist, we’ll dive into each area and its importance. Consider these 11 areas of accounting due diligence.

M&A

Global Newswire by Notified: M&A

JULY 30, 2025

Tags ACQUISITIONS Digital Payments Prepaid Cards Related Links Euronet CoreCard Contact Data Contact close Contact With a Reader Account, its easy to send email directly to the contact for this release. Sign up today for your free Reader Account! Already have an account? Log in here.

Mergers

Mergers and Inquisitions

MAY 14, 2025

Infrastructure Investment Banking Definition: In infrastructure investment banking, bankers advise companies in the data center, renewables, transportation, utilities, and energy storage/transportation markets on equity and debt issuances, asset deals, and mergers and acquisitions. The difference in Midstream, at least in the U.S.,

Investment Banking

Focus Investment Banking

AUGUST 3, 2025

High debt costs are also limiting consumer discretionary spending, particularly at higher-end establishments. Mobile ordering now accounts for 60% of digital restaurant sales, and 1 in 3 diners use Google to discover new places to eat. 4 Many smaller or regional operators are struggling to refinance loans or fund expansion.

Food

Razorpay

JUNE 24, 2025

The Solution: Frictionless Collection, Routing, and Scale with Razorpay Razorpay became a foundational enabler of GoldenPi’s new-age debt investment model, stitching together compliant collections, real-time validation, and exchange settlement flows. Without a gateway, RMs had to call every customer post-order to manually guide payments.

Debt

Focus Investment Banking

AUGUST 6, 2025

Are you taking on debt? Bill Black: That, yeah, currently we’re not taking on any more debt. The last two years we took on more debt than we’ve ever taken on before. And that’s put us in a position to get into some debt last year. But currently, you know, we’re growing without debt.

Management

Focus Investment Banking

JULY 25, 2025

And then he would start teaching me about financial stuff and accounting and took me under his wing and really kind of educated me. I think under the family business, we always viewed, frankly, the finance and accounting function as a cost center. And can you can you help me understand how to use a boat? And I said, certainly.

M&A

Francine Way

MAY 15, 2017

That debt should be used prudently, taking into account future financial shocks that require financing flexibility. Similarly, a good M&A program has to take into account how each transaction and the overall program should be financed. We will discuss the three most common one in this post: 1.

Debt

Francine Way

MAY 17, 2017

If you have listed your car or savings account in your mortgage application, you are essentially trying to get a loan based on your current asset(s). Thus far, we have discussed many aspects around capital structure and debt financing, including how debt levels are determined by a company’s cash flows, enterprise value, and asset values.

Debt

Francine Way

MAY 14, 2017

To be explicitly clear, I am recommending the use of the following ranked capital sources when paying for an acquisition: cash (from the balance sheet), debt (at a reasonable level), and equity. Similarly, not all corporate debt instruments are created equal and each comes with pros and cons.

Debt

Wall Street Mojo

JANUARY 15, 2024

Operating Lease Accounting Definition Operating Lease Accounting refers to the accounting methodology used for leasing agreements where the lessor retains the ownership of the leased asset. The lessee records rental payments as expenses in the books of accounts. Show the journal entry for the operating lease transaction.

Accountant

Razorpay

JULY 25, 2023

Corporate accounting is a special kind of accounting meant for businesses to record and monitor money movement. Knowing how corporate accounting works and its role in facilitating the growth of a business is important because it plays a fundamental role in the smooth functioning of business financials.

Accountant

TKO Miller

MAY 31, 2023

They have a line of credit they have never used and they have no long-term debt. The organization has fairly sophisticated software, but has an accounting system that is so old and unorganized that it cannot be used. When an organization has failed to invest in its operations it creates what is called operational debt.

Debt

Wall Street Mojo

JANUARY 14, 2024

What Is Medical Debt ? Medical Debt refers to a financial obligation incurred by an individual due to unpaid bills for medical services obtained from a healthcare provider. The debt may be owed directly to a healthcare provider or a third-party agent, such as a collection agency, that bought the debt.

Debt

Wall Street Mojo

JANUARY 15, 2024

What Is Tax Accounting? Tax accounting refers to the methods and policies used for the preparation of tax returns and other statements needed for tax compliance and therefore, it provides frameworks and guidelines for arriving at a taxable profit. Table of contents What Is Tax Accounting?

Accountant

Peak Frameworks

MAY 22, 2023

The accounting equation is a fundamental concept in finance that every private equity professional, investment banker, and corporate , finance expert should be familiar with. In this article, we will explore the components of the accounting equation, its importance in finance, and real-world examples that illustrate its significance.

Accountant

Razorpay

FEBRUARY 8, 2024

Accounts Payable Meaning Accounts payables refer to the money that a business owes to its vendors in the short term. Accounts payables are listed on a business’s balance sheet as a short-term or current liability. Managing accounts payables is very important to the financial health of the business.

Accountant

OfficeHours

JUNE 5, 2023

Balancing debt and equity components are crucial to minimizing the cost of capital while maintaining financial flexibility. In general, this focus on cash flow will enable timely debt servicing and can allow the acquired company to bounce back stronger than ever before being taken public or spun off to another private equity firm.

Private Equity

Francine Way

JULY 17, 2017

Building a historical 3-statement model and a debt-interest schedule. Building the go-forward debt-interest schedule. Implied Equity Purchase Price = Transaction Value - Debt + Cash. For this table, recall that LBO transactions are heavily financed with debt (it can go up to 90% of the capital structure for some deals).

Valuation

Global Newswire by Notified: M&A

NOVEMBER 13, 2024

OTCQB: AIUG), a pioneering force in artificial intelligence innovation, is thrilled to announce the acquisition of Resolve Debt, a powerful AI-driven platform specializing in debt collection technology and accounts receivable automation. LOS ANGELES, Nov. 13, 2024 (GLOBE NEWSWIRE) -- AI Unlimited Group Inc.

Debt

Midaxo

OCTOBER 12, 2023

Operational debt is as serious as tech debt. Additional Q&A with Mart Lumeste: Q: How Do You Uncover and Evaluate the Extent of Technical Debt? Organizations usually incur technical debt when the cost of adding additional features increases (e.g., Reducing the debt requires a plan and management buy-in.

Debt

Wall Street Mojo

JANUARY 15, 2024

It is based on the accounting equation that states that the sum of the total liabilities and the owner's capital equals the total assets of the company. The balance sheet, the Income Statement, and the Cash Flow statement are the three primary financial statements in accounting. How to Read Balance Sheet Liabilities?

Accountant

TechCrunch: M&A

JULY 27, 2023

Uplift had raised nearly $700 million in equity and debt, securing $123 million at a reported $195 million valuation in its Series C round alone. ” Laplanche is referring to the BNPL-style product that Upgrade launched in October 2021, which lets users pay down their debt over six to 36 months with a fixed interest rate.

Finance

OfficeHours

AUGUST 25, 2023

In particular, new guidelines from the FDIC and Federal Reserve (among other governmental agencies) made it more difficult for banks to underwrite financings that resulted in debt-to-EBITDA ratios in excess of 6.0x. This capital is released once investors buy the debt off the banks’ balance sheets.

Private Equity

Francine Way

JULY 12, 2017

Essentially, it is a way to value a company based on cash generated from operation, taking into account all major expenses. Calculate cost of debt, cost of equity, and weighted average cost of capital (WACC). For interest income and expense, I prefer to state them as percentages of the average debt balance of the last two years.

Discounted Cash Flow

Sica Fletcher

APRIL 17, 2020

What is generally less understood is the impact of the pandemic on the debt markets. Many PE-backed Insurance Brokers Secured Sizable Loans Immediately Prior to the Crisis Over the past several years, the demand for high yield debt issued by private equity (PE) backed insurance brokers has been extremely strong. to 10.0%.

Debt

Wall Street Mojo

JANUARY 4, 2024

Accrued interest Accrued Interest Accrued Interest is the unsettled interest amount which is either earned by the company or which is payable by the company within the same accounting period. read more is that amount of interest, which is due for a debt or bond but not paid to the lender of the bond.

Accountant

OfficeHours

JUNE 6, 2023

Leveraged buyouts involve acquiring a controlling interest in a mature company, typically through a combination of equity and debt financing, using the acquired company’s assets as collateral to secure debt financing. Private equity firms also invest in distressed debt or provide private debt financing.

Private Equity