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Baird downgrades UnitedHealth shares, cites concerns over Optum Health business

CNBC: Investing

"Our [risk assessment framework] analysis cast doubt on Optum Health, which was confirmed by 2Q25 earnings with [value-based care] long-term margins lowered to 5% and a total v28 implied headwind close to 20% over three years," analyst Michael Ha wrote in a Wednesday note. Skip Navigation Markets Pre-Markets U.S.

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What is Payment Security? Actionable Guide on Types & Secure Payment Gateway Protocols

Razorpay

Thus, businesses must prioritise payment security to protect their funds and ensure customer loyalty. Widely used encryption protocols like SSL (Secure Socket Layer) and TLS (Transport Layer Security) help establish secure connections during online transactions. This represents a 28% increase since 2020!

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Trust by association: How Razorpay helps you build customer trust and lasting relationships.

Razorpay

Key to this encryption are TLS (Transport Layer Security) and SSL (Secure Sockets Layer) protocols. Risk Assessment: Evaluating background, source of funds, and transaction history to accurately determine the merchant’s risk profile. Checking for SSL certification is easy – look at the URL.