Focus Investment Banking

JULY 31, 2025

And then I got to negotiate the price of the car. And, and definitely replacement values on a used EV, if it is depreciating quicker is tough to underwrite. I don’t know whether or not I can get the thing financed and what my credit score implications are going to be and whether I’m going to qualify for incentives.

M&A

How2Exit

SEPTEMBER 15, 2024

Ray is also known for producing educational content on his YouTube channel, SBA Ray, and hosting the podcast, The Art of SBA Lending. Underwriting and Closing Phases Following pre-approval, the underwriting phase dives deeper into the financial validation and creation of the SBA credit memo.

Business

How2Exit

APRIL 22, 2024

rn To illustrate, Speed explains, "That's after everything [the lenders] need is into the underwriter. Scouting for capital sources early provides comprehensive insight into what funding is realistically attainable, which can significantly inform negotiations and deal structuring. Let's see, what else. I don't know.

Finance